美國房利美公司(Federal National Mortgage Association)是一家在美國紐約股市(New York Stock Exchange)掛牌交易的公司，也是全球最大的非銀行金融服務(wù)公司，是世界五百強企業(yè)之一。美國房利美公司成立于1938年，由政府出資創(chuàng)建，主要從事金融業(yè)務(wù)，公司業(yè)務(wù)主營房屋抵押；用以擴大資金在二級房屋消費市場上流動的資金，使中低收入家庭更容易獲得房屋貸款，讓更多人能夠擁有住房。1954年房利美發(fā)展為股份制公司。房利美并非直接向購房者提供貸款，而是通過向貸款機構(gòu)買進(jìn)按揭(抵押貸款)資產(chǎn)或是提供信貸擔(dān)保服務(wù)，來促進(jìn)抵押貸款市場的資金供給。從1968年以來，房利美已為五千八百萬個家庭，提供了超過美金5.7兆元的抵押貸款融資。As the leading source of residential mortgage credit in the U.S. secondary market, Fannie Mae is supporting today's economic recovery and laying the foundation for a better housing finance system. We guarantee and purchase loans from mortgage lenders to ensure families can buy homes, refinance, or rent a good home.In the past five years, we have taken actions to improve our financial performance, build a profitable new book of business? and reduce losses on our legacy book. Fannie Mae's strong third quarter 2013 results were driven primarily by continued stable revenues and credit-related income, resulting in net income of $8.7 billion for the quarter, our seventh consecutive quarterly profit.From January 1, 2009 through September 30, 2013, Fannie Mae provided approximately $3.9 trillion in liquidity, which enabled 3.4 million home purchases and 12.0 million mortgage refinancings. We also enabled financing for 2.0 million units of multifamily rental housing during this period.